Today is the day… December 16, 2013
My mind suddenly rack focused and everything became clear. This is the day my debt started to feel real. Which is weird because I graduated college June of 2012 and have been making payments since December 2012. It being December 2013, the holiday season, money was especially tight. I over drafted twice this week. So I sat down to try to budget and only then did it truly dawn on me. All of a sudden, I am hyper aware of the reality of my financial situation.
I graduated from a private university in June 2012, with a Bachelor of Science in Computer Animation. I never failed a class, great GPA, and graduated on expected date. Today I am $90,648.22 in Debt. Whoa. You read that right, Ninety Thousand, Six Hundred, and fourty-eight thousand dollars, and twenty-two cents. And as of the this month the national average is only $29,400! What I would give to only be $29,400 in debt. Granted there were things I did wrong (I will go into that in another post). On top of that, my boyfriend also graduated from Full Sail University! So together we are almost $200,000 in debt. Just reading that number makes me sick. How do you plan for the future with that much money owed? And it all happened in a blink of our eyes. We went to school for something we are passionate about and now have jobs that we love but at a huge cost.
So here I am. I have been scurrying the internet to try to find answers to my now unbearable stress. First and for most I stumbled onto an awesome site hosted by Michelle S. called Sense of Cents. Her Amazing insight and personal experience has inspired me to realize my financial problems and attack them head on. With her site and some other random ideas, I am ready to start…
And this blog is where it all begins. Starting today I start to attack my student loans. I have a lot to learn. A lot to learn about blogging, money, loans, and life in general. I know almost nothing about earning extra income or even budgeting really for that matter. Feel free to join me as I learn to bear the weight of debt.